My daughter is earning her college degree. Which is a peculiar phrase because really sheâ€™s paying for the degree. Which is another peculiar phrase because most young adults fresh out of high school donâ€™t have $80,000 or more to pay for a four-year degree. So I guess the actual phrase is more like sheâ€™s promising to pay for the degree. In the meantime that leaves us with a question. Iâ€™ve started a journal in which I hope to answer this ultimate question: How am I going to pay for this?